Archive for the ‘Goals’ Category

Gather Your Data: Debt and Net Worth Worksheets

So the last post in this series involved how to be honest. Being honest means facing up to the facts and accepting them for what they are. Here is your chance! This is the part that everyone hates. Who wants to know how much debt they are in? Who wants to know that they have [...]

Lessons From the Output

I didn’t realize how fast paced life is until I stepped back from it. I spent two days at our camp by the river, by myself. I wanted to step out of reality for awhile and have a few silent days away from the constant noise of life. The main reason why I scheduled this [...]

How I Handle an Irregular Income

Image by sunciti_sundaram, VARIETY IN GALLERIES via Flickr This month will be a little different. I won’t actually be sharing our income and expenses for June. As noted in my post Stolen: $1084, my laptop was stolen. It had Quickbooks and all of my data. While I do have a lot of it backed up, [...]

Why I am Obsessed with Change

I am obsessed with change. In fact, I think a lot of us are obsessed with change. You hear a lot of experts say people fear change. I want to change this statement. People fear bad change. People love good change. For instance, why do most people want a new car? Unless their previous car [...]

What is True Wealth?

An old woman found a precious stone within a stream while she was traveling. She put it in her bag, and continued on her way. Later she met a hungry man, and she offered to share her food with him. The man saw the stone in her bag and kindly asked the woman to give [...]

Compare Yourself to a Millionaire

Statistics of a Millionaire These statistics are taken directly from The Millionaire Next Door. Today about 80% of Americans are first-generation rich. Which means they did not inherit their money, they created their wealth. “80% of millionaires have a college degree.” “About two-thirds of American millionaires are self-employed.” “About 66% of the millionaires surveyed worked [...]

How To Thrive – The Steps of Success

How do we know what is necessary to succeed? Maslow has the answers. Abraham Maslow created the Hierarchy of Needs, which he explained in his 1943 paper “A Theory of Human Motivation.” You may have heard about it before. It suggests that humans need to fulfill their basic needs before moving on to greater success. [...]

Why Do You Work?

Why Do You Work? When asked this question most people hesitantly say, “Well, for the money!” as if it were obvious but not something they wanted to say out loud. Money is a very good reason to go to work everyday since we need it to survive, but we spend so many hours of our [...]

What I Learned from the Prosperity Game

Image by dbz885 via Flickr I like to look at the way I think about money. I’ve learned, through the process of becoming debt free, that each dollar counts. I can make the choice of what I want to do with it, and those small decisions can change what I experience in life. Recently I’ve [...]

May Income and Expenses Report

Every month I still create a budget, even though I’ve been debt free for three years. I print it out and put it on the refrigerator. It’s a constant reminder to keep on top of my finances. My husband and I have a sporadic income since we are both self employed. Keeping track of our [...]